CNet Technologies is a consumer reporting agency governed by the federal Fair Credit Reporting Act (FCRA) along with other state and federal laws.
This Policy covers personal information provided by CNet’s clients, and their job applicants and employees (as well as other individuals who have given their written authorization for CNet’s clients to conduct a background investigation on them), using CNet’s online background screening software that is accessible only through an access-restricted portion of CNet’s web site. CNet will collect, store, and use personally identifiable information only in compliance with applicable law, including the FCRA.
When you browse CNet’s publicly accessible web site, you do so anonymously. CNet collects personally identifiable information from you only if you choose to provide this information to us. In some instances, CNet may collect non-personal (e.g., aggregate or demographic) data through cookies. This information is used to better understand and improve the usability, performance and effectiveness of the cnettechnologies.com web site, as is further described below under “Cookies and Tracking Technology”.
The types of personal information we may collect about you through our publicly accessible web site include the following (should you decide to provide such information to CNet): (a) contact and identifying information (e.g., name, address, e-mail address, phone and fax numbers, employer(s), job title) in connection with your interest in receiving information about, CNet products or services. (b) your resume information and employment application information in response to CNet job openings; and (c) any other personal information that you may voluntarily provide to us in an online form or through an e-mail.
Access to certain CNet web pages and online services is not available to the general public and requires a login code and password provided by CNet. Those web pages, and the information downloadable to and from those pages, are made available only to clients of CNet. On these web pages, CNet collects only information that the user voluntarily shares with CNet.
If you are using this web site to open an employment screening account with CNet, we collect the information requested on our account application form, including contact information and financial information (such as credit card number or billing information). This information is used for internal purposes, such as account establishment, billing, fulfillment of orders and customer service.
When your personal information is collected on CNet’s publicly accessible web site, CNet will inform you at the point of collection of the purpose for the collection. CNet will use your personal information only in the way we specify when it is collected unless you consent to a different use.
For example, CNet may use personal information submitted in an account application to set up and maintain your account. CNet also may use the personal information you provide to answer your questions and inquiries, to support CNet’s own recruitment activities in response to your inquiries into CNet’s job postings, and to provide newsletters and other information (if any) that you have requested.
If you have provided your personal information over this web site in connection with a background screen ordered by CNet’s client – CNet may use your personal information to perform your background screen for that client. CNet will not use your information to conduct a background screening investigation and create a report unless CNet’s client has provided a certification required by the FCRA and any other applicable law. In this certification, CNet’s client certifies to CNet that it has a legally permissible purpose for ordering the background screen, and that it has, to the extent required by applicable law, obtained your informed consent to conduct the background screen.
CNet does not sell or rent personal information to third parties. CNet will not disclose your personal information to a third party without your permission, except in connection with performing your background screen for CNet’s client or as otherwise described in this Privacy Policy.
CNet may disclose personal information as necessary or appropriate in connection with any of the purposes for which we use personal information as described above in “How We Use Your Personal Information”.
When CNet conducts a background screening investigation about you, CNet may disclose information that you submit through this web site to the CNet client that ordered a background screening investigation on you. CNet also may disclose your information to certain third parties as necessary to conduct the background investigation (such as educational institutions, prior employers, courts, law enforcement agencies and other persons or entities that may provide or verify information about you), as well as to a third-party representative or subcontractor authorized by CNet to assist in the background screening investigation. These third party representatives and subcontractors include service providers that help host or support the web site or otherwise provide technical assistance, court researchers and other data and service vendors. CNet transfers to these representatives and subcontractors only the personal information they need to deliver to CNet (for the benefit of CNet’s client) the requested product or service. CNet prohibits these third parties from using that information for any other purpose. CNet requires that these parties maintain commercially reasonable measures to protect the confidentiality of your information.
CNet also may in good faith disclose personal information and any other additional information available to CNet for any of the following purposes: (i) investigate, prevent or take action regarding actual or suspected illegal activities or fraud, situations involving potential threats to the physical safety of any person, or violations of CNet’s terms of use; (ii) respond to or defend against subpoenas, court orders, or other legal process; (iii) establish or exercise CNet’s legal rights; or (iv) otherwise comply with applicable law.
CNet may acquire other businesses, and other businesses may acquire CNet. If that occurs, the information CNet collects may be one of the assets examined or transferred as part of the transaction. CNet will not permit another business to examine the information CNet has collected without a confidentiality agreement and only to the extent permitted by law. CNet will not transfer the information it has collected unless the recipient agrees to provide privacy protections equal to or exceeding those established by this Privacy Policy.
Personal Information of California Consumers
CNet provides investigative consumer reports about residents of the State of California. If you would like CNet to provide you with additional information regarding our privacy practices or if you believe your personal information has been compromised, please contact us using any method listed at the bottom of this page.
Personal Information Disclosure: United States or Overseas – Information about consumers will be shared overseas under certain circumstances, such as when we prepare a background report on an individual who is or was living or working overseas or if the client requesting the background check report on you is located overseas.
California Consumer Privacy Act & California Privacy Rights Act: Recognizing that consumers are already provided with accuracy and privacy protections under the federal Fair Credit Reporting Act, the California Consumer Credit Reporting Agencies Act and the California Investigative Consumer Reporting Agencies Act, the California Consumer Privacy Act (“CCPA”) and the California Privacy Rights Act (“CPRA”) expressly exempt our consumer reports from their requirements. As a consumer, you still have rights and protections. Please read this Privacy Policy to learn about the information we collect, how we collect it, and how you can review your file and dispute inaccuracies.
CNet’s web site may use the standard technology called a “cookie” to collect information about how you use the web site.
A cookie is a small data file that is transferred to your hard drive and used for record-keeping purposes. A cookie file can contain information such as the URL you came from, your computer’s IP address (i.e., the Internet address of your computer) and domain type (e.g., .com or .org, etc.), your browser type, the country, state and telephone area code where your server is located, the pages of our site that were viewed during a visit, and any search terms that you entered on our site. This information is used for internal and analytics purposes only, and we do not link your URL or IP address to any personal information unless you have logged into our web site with a CNet account login and password. In addition, CNet’s web site does not allow other parties to collect personally identifiable information about an individual consumer’s online activities over time and across different Web sites when a consumer uses the CNet web site.
If you would prefer not to receive cookies, you can alter the configuration of your browser to refuse cookies, although it is possible that some areas of our web site will not function properly if you do so. In particular, you may be required to accept cookies in order to complete certain actions on CNet’s web site. CNet’s web site does not currently recognize “do not track” signals transmitted by web browsers.
CNet is committed to protecting the personal information that CNet receives about consumers. While we cannot guarantee the security of that information, we utilize a combination of online and offline security technologies, procedures and organizational measures to help safeguard consumer information against loss, misuse, and unauthorized access, disclosure, alteration and destruction.
We employ Secure Socket Layer (SSL) data encryption when data is transmitted over the Internet to our web site. We have installed layered firewalls and other security technologies to help prevent unauthorized access to our systems. Strong password protection protocols are used on our computers, and employees are kept up-to-date on our security and privacy policies. The servers used to store consumer information are maintained in a secure environment with appropriate security measures.
CNet’s web site may provide links to third-party web sites. Please be aware that those third-party web sites are outside of our control and are not covered by this Privacy Policy. If you have questions about how another site uses your information, consult that site’s privacy statement.
CNet strives to protect the quality and integrity of your personal information. If you have provided your personal information (such as zip code, phone, e-mail or postal address) to CNet while browsing CNet’s publicly accessible web site, and wish to update such personal information (if any) that you have provided us, please e-mail us at info@cnettechnologies.com. Also, if you wish to unsubscribe from any of our newsletters or other communications for which you have registered, you may e-mail us info@cnettechnologies.com. If you are a CNet client with a registered account, you may review (and update) your account information by logging into your account. If you are an individual on whom a CNet client has requested a background screening investigation, and have submitted personal information to CNet at the request of such client for purposes of procuring a background report, then you can review your CNet file in accordance with your file disclosure rights under the Fair Credit Reporting Act, California Civil Code Section 1786.22 and any other applicable state laws by contacting CNet’s Customer Service Department at info@cnettechnologies.com.
CNet does not offer services to children under the age of 13, and this web site is not directed to children under the age of 13. CNet does not knowingly collect information about children under the age of 13. Changes to this Privacy Policy
CNet may revise this policy from time to time. If there is a material change to this Privacy Policy, we will post the revised policy at this location. CNet will not provide less privacy protection, without your consent, to information collected under a prior privacy policy. We encourage you to periodically review this Privacy Policy to be informed of how CNet is protecting your information.
If you have any questions regarding our privacy policy, you may contact us at:
Gynelle Heath
CNet Technologies, LLC.
3809 S. General Bruce Dr. #103
PO Box 325
Temple, TX 76502
(254) 742-0005
info@cnettechnologies.com
Para información en español, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552.
A Summary of Your Rights Under the Fair Credit Reporting Act
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552.
· You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against you – must tell you, and must give you the name, address, and phone number of the agency that provided the information.
· You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your “file disclosure”). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if:
o a person has taken adverse action against you because of information in your credit report;
o you are the victim of identity theft and place a fraud alert in your file;
o your file contains inaccurate information as a result of fraud;
o you are on public assistance;
o you are unemployed but expect to apply for employment within 60 days.
In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.
· You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender.
· You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures.
· Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete, or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate.
· Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.
· Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need – usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.
· You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore.
· You may limit “prescreened” offers of credit and insurance you get based on information in your credit report. Unsolicited “prescreened” offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt out with the nationwide credit bureaus at 1-888-567-8688.
· The following FCRA right applies with respect to nationwide consumer reporting agencies:
Consumers Have the Right To Obtain a Security Freeze
You have a right to place a “security freeze” on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit.
As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years.
A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.
· You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
· Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore.
States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:
TYPE OF BUSINESS: | CONTACT: |
1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their affiliates
b. Such affiliates that are not banks, savings associations, or credit unions also should list, in addition to the CFPB: | a. Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552
b. Federal Trade Commission Consumer Response Center 600 Pennsylvania Avenue NW Washington, DC 20580 (877) 382-4357 |
2. To the extent not included in item 1 above: a. National banks, federal savings associations, and federal branches and federal agencies of foreign banks
b. State member banks, branches and agencies of foreign banks (other than federal branches, federal agencies, and Insured State Branches of Foreign Banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act.
c. Nonmember Insured Banks, Insured State Branches of Foreign Banks, and insured state savings associations
d. Federal Credit Unions | a. Office of the Comptroller of the Currency Customer Assistance Group P.O. Box 53570 Houston, TX 77052
b. Federal Reserve Consumer Help Center P.O. Box 1200 Minneapolis, MN 55480
c. Division of Depositor and Consumer Protection National Center for Consumer and Depositor Assistance Federal Deposit Insurance Corporation 1100 Walnut Street, Box #11 Kansas City, MO 64106
d. National Credit Union Administration Office of Consumer Financial Protection 1775 Duke Street Alexandria, VA 22314 |
3. Air carriers | Assistant General Counsel for Office of Aviation Consumer Protection Department of Transportation 1200 New Jersey Avenue SE Washington, DC 20590 |
4. Creditors Subject to the Surface Transportation Board | Office of Public Assistance, Governmental Affairs, and Compliance Surface Transportation Board 395 E Street SW Washington, DC 20423 |
5. Creditors Subject to the Packers and Stockyards Act, 1921 | Nearest Packers and Stockyards Division Regional Office |
6. Small Business Investment Companies | Associate Administrator, Office of Capital Access United States Small Business Administration 409 Third Street SW, Suite 8200 Washington, DC 20416 |
7. Brokers and Dealers | Securities and Exchange Commission 100 F Street NE Washington, DC 20549 |
8. Institutions that are members of the Farm Credit System | Farm Credit Administration 1501 Farm Credit Drive McLean, VA 22102-5090 |
9. Retailers, Finance Companies, and All Other Creditors Not Listed Above | Federal Trade Commission Consumer Response Center 600 Pennsylvania Avenue NW Washington, DC 20580 (877) 382-4357 |
Please tell us a little about how we can help you and one of our experts will be in touch with you shortly to schedule your consultation.
877-742-0005
info@cnettechnologies.com
CNET Technologies provides customer-centric pre-employment background services for employee-focused organizations that expect more than just average turnaround
Stay up to date with the changing trends in your industry. Subscribe to our blog, so you never miss an update.
© CNet Technologies | Privacy Policy | Sitemap | Notice To Victims | Texas Private Security License #A13368
